Melissa Joy, CFP®

Know Your Health Savings Account Options

By Melissa Joy, CFP® / October 14, 2024

Listen up University of Michigan employees! 📢 👉 Are you taking full advantage of the health savings account (HSA) option? HSAs can be a powerful financial tool. Not just for […]

Find Your Best U of M Retirement Strategy

By Melissa Joy, CFP® / October 7, 2024

Retirement planning has more nuances than most people realize. 😳 Do you know whether you’re under or over-contributing to your savings? 📉 This month we’re focusing on University of Michigan […]

Maximize Your Benefit Options This Year

By Melissa Joy, CFP® / September 30, 2024

Are you getting the most out of your University of Michigan benefits? Do you know enough about your options to make informed decisions? If you missed our recent webinar, you […]

Why Financial Therapy is Gaining Ground

By Melissa Joy, CFP® / September 24, 2024

You’re probably not thinking about mental health when you think about money. The two topics aren’t traditionally associated with each other- but that’s changing. ☹️ Money Is Emotional Money is […]

Say Hello to Our New Website!

By Melissa Joy, CFP® / September 19, 2024

We are thrilled to announce to you the newly redesigned Pearl Planning website!  Whether you’re a long-time client or just getting to know us, we hope you’ll enjoy the fresh […]

How to Handle Financial Transparency in Relationships

By Melissa Joy, CFP® / September 16, 2024

Are you afraid to talk about finances with your partner? If so, you’re far from the only one! It’s a tricky topic for many couples. 💡  The Avoidance Trap Money […]

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