The Pearl Planning Blog
If you are retired or planning for retirement, you may have heard about changes to Michigan tax laws and wondered how they impact your IRA withdrawals. Here is a clear, […]
As you are preparing to file your taxes this year, we want to help make your life a little easier. Below, you’ll find a comprehensive guide with important dates, resources, […]
The SECURE 2.0 Act, signed into law at the end of 2022, introduced more than 90 changes to retirement savings plans. While some updates took effect in 2023 and 2024, […]
When it comes to estate planning, many people assume a will is all they need. But oftentimes, a trust can offer more control, privacy, and flexibility. So, how do you […]
Recent changes to 529 college savings plans, especially those introduced by the SECURE 2.0 Act, are making these accounts even more flexible and valuable. Though legislation passed in 2022, several […]
There have been many new finance trends circling the internet through Instagram, Facebook, and TikTok – many of them about budgeting! Each one is a little different, and some look […]
Wondering how the One Big Beautiful Bill Act (OB3) signed into law on July 4, 2025, could impact your financial future? Melissa Joy, CFP®, president of Pearl Planning, breaks down […]
Home Insurance Home insurance protects your home and the belongings inside it in the event of damage caused by fire, hail, tornadoes, or other covered events. The exact coverage depends […]
On July 4, 2025, President Donald Trump signed new policy and tax legislation named “One Big Beautiful Bill Act” (OBBB) into law. This bill included long-term tax policy as well […]
Overview A Health Savings Account (HSA) is a tax-advantaged savings account that allows you to set aside money tax-free for qualified medical expenses. Unlike Flexible Spending Accounts (FSAs), your HSA […]