Melissa Joy, CFP®

2025 & Beyond: Your Post Election Investment & Economic Perspective

By Melissa Joy, CFP® / November 8, 2024

As we turn the corner from the election season that dominated the 2024 news cycle, we have results and perspective for what’s next when it comes to investments and the […]

Navigating College Scholarships and Funding

By Melissa Joy, CFP® / November 4, 2024

🎓 Have you always thought scholarships were just for the elite? Think again! Many people believe college scholarships are exclusively for top athletes and academic superstars. The truth is that […]

Take Advantage of Your Legal Services Benefit

By Melissa Joy, CFP® / October 28, 2024

Your benefits package includes perks that you may not even know about. 😮 Are you familiar with the legal services benefits available to you at U of M? 💼 This […]

Why Elections Matter for Your Money: Video Replay with Key Insights for Investors

By Melissa Joy, CFP® / October 25, 2024

With the 2024 presidential weeks away, you may be wondering how the election results may impact your finances and money. This quarter’s Pearl Planning investment and economic update webinar focuses […]

How Pearl Planning Supports The People Who Matter Most to You

By Melissa Joy, CFP® / October 21, 2024

Looking for trusted financial advice for your friends or family? At Pearl Planning, we’re here to help. Whether you’ve had a friend ask, “Who do you trust for financial planning?” […]

Time to Review Your Life Insurance

By Melissa Joy, CFP® / October 21, 2024

Have you reviewed your life insurance recently? ⏳ It’s easy to overlook, but making sure you have the right amount of coverage is crucial. 🛠️ University of Michigan employees can […]

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