We are excited to share that Melissa Joy has been named to AdvisorHub’s Advisors to Watch RIAs 2026 list. The list recognizes registered investment advisors who are building high-quality practices and delivering meaningful value to clients. 250 RIAs were named to the list with Pearl Planning recognized at #149. Melissa was one of six Michigan-based advisors on the list.

This recognition also reflects the work of our whole team and the trust our clients place in us when they invite us into their financial lives.

About the AdvisorHub Advisors to Watch RIAs Ranking

AdvisorHub’s Advisors to Watch RIAs list highlights advisors serving clients through independent registered investment advisory firms. In its fifth year, the ranking evaluates advisors and is focused on three areas: the scale and quality of the practice, year-over-year growth, and overall professionalism.

To be eligible, nominees must have at least seven years of industry experience, at least $150 million in assets under management, at least two years with their current firm, and a clean regulatory record. Participation is open to any firm or advisor, and there are no fees to participate. Data utilized for the ranking was prepared as of December 31, 2025.

Why This Recognition Matters

We work with busy professionals, business owners, and families who want clarity and confidence — not more complexity. In that context, a strong advisory relationship is built on consistency: showing up, doing the work, and making recommendations that fit the client’s full picture.

Being included on this list is meaningful because it reflects the way Melissa has helped build a practice centered on thoughtful planning, high standards, and long-term client relationships.

Our Commitment to You

Pearl Planning is an independent RIA. As fiduciaries, we are legally and ethically obligated to act in your best interest.

Our lead advisors are CERTIFIED FINANCIAL PLANNER® professionals, and we are continually investing in education, process, and service so clients can feel supported as their lives and finances change.

If you have been thinking about working with a financial planner, we would be glad to connect. We offer complimentary introductory calls so you can get to know us and share what is on your mind. You can schedule one at pearlplanning.com.

Award Disclosure

Melissa Joy was named to the “AdvisorHub Advisors to Watch RIAs 2026” ranking issued by AdvisorHub. The ranking evaluates advisors based on 1) scale and quality of practice, 2) year-over-year growth, and 3) overall professionalism. Nominees must have a minimum of seven years of experience, at least $150 million in assets under management, at least two years with their current firm, and a clean regulatory record. Data utilized for the ranking was prepared by Melissa Joy as of 12/31/2025. The ranking was officially released 06/16/2026. Participation in the ranking is open to any firm or advisor, and there are no fees for participation. This recognition is not indicative of future investment performance or client experience. Third-party rankings are not guarantees of future success.